Latest News

Offset Account vs Redraw Facility

3 September 2026

TLDR  Offset accounts and redraw facilities are common home loan features.  Both may help reduce the interest charged on a home loan.  They operate in different ways and may offer varying levels of access to funds.  Available features differ between lenders

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Deciding whether to refinance or stay put?

27 August 2026

TLDR  Home loans may be reviewed periodically as circumstances change.  Interest rates, features, and loan structures can vary between products.  Refinancing involves replacing an existing loan with a new one.  Costs and benefits can differ depending on individual circumstances. 

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First Home Buyer Guide 2026 – Grants, Schemes and Common Mistakes

20 August 2026

TLDR  Government initiatives may assist eligible first home buyers.  Purchasing a property involves costs beyond the deposit.  Pre-approval can help buyers understand their borrowing capacity.  Understanding common pitfalls may help avoid delays during the buying process.  Buying a first

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First Home Buyer Mistakes to Avoid

13 August 2026

TLDR  Know your borrowing power before house hunting.  Budget for upfront and ongoing costs.  Avoid applying for multiple loans at once.  Get guidance before making an offer.  Buying your first home is a major milestone, but it can come

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